"My agent is out of town, can you show me a home?"

"My agent lives out of the area and can't meet this weekend to show me some houses. Can you take me out for the weekend? I really need to find a home."

We hear from frustrated home buyers all the time who are working with unresponsive, part-time Realtors from other companies. When you are making one of the biggest investments of your life, why would you trust an agent who is either too busy for you or even worse, doesn't even know the area that you are investing in?



Buyer Agency

When you hire a Realtor to represent you as a Buyer Agent, you will sign a Buyer Agency Agreement. Your Realtor owes you a fiduciary responsibility under this agreement, including honesty, dedication to purpose, acting within your best interest, ect. Under the Code of Ethics, a Realtor cannot work with a client who is under contract with a fellow agent. Not to say that it doesn't happen, but it's inappropriate and completely unprofessional.

You are looking for your dream home and odds are this will be one of the most significant purchases that you will ever make. You need and deserve the highest level of service that is offered by a Real Estate Professional. At Edward Surovell Realtors, all of our agents are full service, FULL TIME professionals


What are the advantages to working with a Full Time Realtor?


1) Full Time Realtors have a better understanding of local Market Trends within the area that you are most interested in.

2) Full Time Realtors have more time to walk you through the complexities of buying a home. If they don’t have time to show you a house, are they really going to have time to service you throughout the transaction?

3) Full Time Realtors have a higher level of expertise. They walk and talk and LIVE Real Estate.

4) Full Time Realtors are updated on local programs for home buyers and tend to be better connected within the community.

5) Full Time Realtors offer FULL TIME SERVICE!


If you have specific questions or need additional information, please contact one of our Real Estate Professionals or call us at 1-877-833-3600. Edward Surovell Realtors offer a high level of service throughout Southeast Michigan, including Jackson, Adrian, Tecumseh, Monroe, Manchester, Ann Arbor, Ypsilanti, Canton, Wayne County and Livingston County.

Real Estate Leaders for Ann Arbor and Southeast Michigan

Whether you crave city sophistication or country quiet, Southeast Michigan has a community perfect for you.

For over two decades, Edward Surovell Realtors has excelled in meeting and exceeding customer expectations. As we continue to grow throughout southeast Michigan, we offer eight local offices on four counties:

Ann Arbor Real Estate Profile

Ann Arbor is home to the University of Michigan, one of the nation's top universities. The city is a cultural jewel, where theater, dance, jazz, and classical music abound. Every July over 500,000 people visit the city for the nation's largest street art fair - The Ann Arbor Art Fair. The university is a dominant influence in the city, from its stately central campus to the high tech research centers and leading-edge health care facilities. Family homes and student apartments, eclectic shops and ethnic restaurants surround the main campus. Contact our Ann Arbor office for more information.

Chelsea Real Estate Profile

Chelsea is a picture-perfect town with a flourishing retail and residential center. Homebuyers are attracted to its pleasant, tree-lined streets, parks and air of history. Food processing, book crafting and a major auto proving ground contribute to the economic base. The Chelsea Milling Company has been supplying America's kitchens with Jiffy cake and muffin mixes since 1930. Major landmarks include the Clock Tower, Depot, and Courthouse. Contact our Chelsea office for more information.


Manchester Real Estate Profile

This picturesque hill town overlooks a dam and bridge on the River Raisin The most self-contained and rural of Washtenaw County's small towns, Manchester retains much of its early Main Street architecture. Attractive buildings include an old mill, a fieldstone Catholic church and several historic homes. The gently rolling countryside resembles the Irish Hills, just to the southwest. Contact our Manchester office for more information.


Monroe Real Estate Profile

Monroe County offers a pleasant blend of the urban and rural. Michigan's southeastern-most county is a gateway to the state, located between the major metropolitan centers of Detroit, Ann Arbor, and Toledo. Monroe is the county seat and Michigan's only Lake Erie port. The River Raisin flows through downtown Monroe towards the lake, a few miles away. Shady parks, beautifully restored Victorian houses and local storefronts make strolling the historic district a pleasure. Contact our Monroe office for more information.

Tecumseh Real Estate Profile

Tecumseh is ideally located to offer the advantages of small town life within easy reach of the medical, cultural, educational, sports and dining amenities of Ann Arbor and Toledo. Recreational options include 114 acres of public parks, numerous lakes and woods and championship golf courses. The city is noted for the grand 19th and early 20th century houses near its historic downtown. Contact our Tecumseh office for more information.

Adrian Real Estate Profile

Adrian is an idyllic mid-western college town on the south branch of the River Raisin. Period architecture lends the downtown a distinctive turn-of-the-last-century atmosphere, with graceful Adrian homes in the Queen Anne and Greek Revival styles. Adrian's broad economic base is supported by both industry and higher education; the city is home to both Adrian College and Siena Heights University. Contact our Adrian office for more information.


Manitou Beach Real Estate Profile

Nestled in the heart of the lovely Irish Hills, Manitou Beach lies between the clear blue waters of Round Lake and Devil's Lake. An ever-increasing number of families choose to live year-round in this vacation community. In addition to water sports, residents and visitors enjoy a wide range of family entertainment and NASCAR racing. Manitou Beach is five minutes from Michigan International Speedway. With its scenic beauty and abundance of recreational activities, the Irish Hills area is one of the most-visited rural regions in the Midwest. Contact our Manitou Beach office for more information.


Jackson Real Estate Profile

Jackson County is truly the Crossroads of Michigan, accessible from many state highways and I-94. Sixty-five spring-fed lakes make Jackson and vicinity a popular summer vacation destination. Fishing, swimming, and other water sports abound. The region is a center for Michigan's growing wine industry. Golf Digest magazine calls Jackson one of the country's best golf values, with its high concentration of courses. Contact our Jackson office for more information.

Leaders in Real Estate, Southeast Michigan

Ann Arbor Real Estate - Mortgage Rate Update

30yr fxd - 4.625% APR - 4.705%
20yr fxd - 4.375% APR - 4.402%
15yr fxd – 4.000% APR – 4.105%
10yr fxd – 3.875% APR – 3.910%
30 yr FHA – 4.875% APR – 5.115%

Compliments of:

Charles E. Chapell
Vice President - Mortgage
United Bank and Trust
2723 South State Street, Suite 210
Ann Arbor, MI 48104
Office: 734-214-2728
Fax: 734-214-3856
Email: cchapell@ubat.com






TOP 5 ADVANTAGES TO WORKING WITH A LOCAL LENDER

The Ann Arbor Art Fair - Parking Information, iPhone Application and MORE!

The 51st Ann Arbor Art Fair


As over 500,000 people hit the streets of Ann Arbor for the multi-award winning Ann Arbor Art Fair, many need assistance finding local information on parking, events, exhibits and restaurants. We continue our series on The Ann Arbor Art Fair by providing links to helpful maps, parking information and Breaking News on the iPhone Application.

There’s an App for that!

For the first time, there will be an iPhone Application available for the Ann Arbor Art Fair! Upload helpful maps, parking information and locate your favorite artist! CLICK HERE for the application.

Retro-Trolley’s & Art Fair Ambassador's

Also new to the Art Fair – visitors will be able to ride 3 vintage trolley’s around the fairs. Out of town guests will be able to take advantage of local ambassador’s that specialize in the area. These volunteers will be invaluable to the Ann Arbor Art Fair.

Ann Arbor Art Fair Street Maps

• 2010 Ann Arbor Art Fair
• 2010 Ann Arbor Art Fairs (all four)

Ann Arbor Art Fair Parking & Shuttle Service

AATA Art Fair Park & Ride Shuttle
• Two locations: Pioneer High School and Briarwood Mall
• Round-trip $3; one-way $1.50
• Students & Fare Deal cardholders, One-way $.60

North UM Campus Commuter Bus
• Location: North Campus Research Complex, lot NC-90 (former Pfizer property) Parking,
• $5 per car; All UM bus trips are free
• 734.975.6800 for info

Golden Westgate Art Fair Park & Shuttle Service
• Location: Maple Village, 155 N. Maple Rd
• Parking free
• Round-trip $4, includes A2 Art Trolley ticket
• Kids 12 and under ride free

Downtown Ann Arbor Parking Structures
• Parking fee: $10 per day; $5 after 5pm

Ann Arbor Real Estate - Top 5 Seller Mistakes

Top 5 Seller Mistakes

1. Overpricing your home: The first two weeks on the market are by far the most important, in terms of marketing and exposure. If you are overpriced, then you are sure to make your competitor’s look far more attractive to potential buyers and you may turn prospective buyers away. Once you drop the price of your home, you have already lost crucial time on the market and buyers may ask “So what’s wrong with this house?” Listen to your Realtor. At Edward Surovell Realtors, we offer full time full service professionals who have the expertise to list your home at the right price.

2. Growing apathetic to odors: Nothing will drive out potential buyers faster than strong odors. If you are a smoker, take the time to walk outside before you light up that cigarette, during the marketing of your home. Stay on top of any accidents with Fido and be sure to keep the back yard spotless during showings. Be sure to avoid cooking foods that leave lingering odors. It’s important to engage your potential buyers and create an attractive living environment, right down to the scent of your home.

3. Turning down the first offer: Too many sellers turn down the first offer, even if it is close to the asking price. Many times, the first offer may be the best offer that you receive. At a time when lending requirements have tightened up and potential home buyers have less purchasing power, it’s important to listen carefully to your Realtor when you receive any offer on your home.

4. For Sale by Owner: When it comes to one of the biggest investments that you’ve ever made, it’s best to consult a professional. Many FSBO (For Sale by Owner) homes never sell because they are often mispriced and miss the market completely, as they are not listed with a local Broker. The vast majority of home buyers are working with a Realtor. That Buyer Agent is exposed to homes that are listed within the local MLS. It’s crucial for a home seller to have the highest level of exposure and if you are not visible to local Realtors then you are less likely to sell your home.

5. Choosing a company with poor Internet visibility: As we know, over 86% of all home buyers begin their search online. The home buyers mantra is Location Location Location! As a home seller, you need to think Exposure Exposure Exposure! How is your Broker ranked online? How many sites will your home reach once it is listed? How visible is your Broker on a local level? Do they keep a lively and more importantly updated Real Estate Blog? These are things to keep in mind. Edward Surovell Realtors has a top notch online marketing plan with exceptional exposure on major Real Estate websites like Trulia.com and Realtor.com.

If you're thinking of selling, you can find out what comparable homes are listing for in your neighborhood. Get a real-time snapshot of buyer activity within your zip code by using our Virtual Market Analysis.

For over two decades, Edward Surovell Realtors has excelled in meeting and exceeding customer expectations. Satisfied returning customers and referrals have made us one of the largest real estate companies in southeast Michigan. Founding in 1982, Surovell quickly became a leader in Ann Arbor Real Estate. Since then we’ve expanded and now have offices in Adrian, Ann Arbor, Chelsea, Jackson, Manchester, Manitou Beach, Monroe and Tecumseh. We've worked hard at building a reputation for fairness, sound business ethics and first-rate service for buyers and sellers. If you are thinking of buying or selling, give us a call. We have 175 agents waiting to serve you.

The 51st Ann Arbor Art Fair!

The Ann Arbor Art Fair

We begin our series on the nationally renowned Ann Arbor Art Fair by featuring artist Mark Traughber, who designed the 51st annual poster. Traughber's artwork will also be on display throughout the fairs and will include memorabilia/souvenirs, bags, ball caps and of course the official 2010 poster.

Based in Pittsburgh, Traughber uses a mix of painting, drawing and image transfer in his distinctive piece for the Ann Arbor Art Fair. "The rabbit is an image that has appeared frequently in my work, as it is of a doll from my childhood. In creating the poster design, I wanted to use elements and imagery that were fairly representative of my artwork in general, and that had a strong and attractive graphic presence. Plus I just thought it would be cool to have my rabbit put on a poster (http://www.artfair.org/). "


Considered the #1 Art Fair in the nation by AmericanStyle Magazine (2004), the award winning Ann Arbor Art Fair kicks off on July 21st and lasts thru July 24th. Attracting over 500,000 attendees from around the country, the fairs are situated on North University Avenue, The University of Michigan's Central Campus and the vibrant Downtown Ann Arbor area.

The Ann Arbor Art Fair showcases artists from around the world. The 2010 fairs will also include a Kid's Art Fair, a host of workshops and events as well as live music and street performances.

Ypsilanti Real Estate - Rivergrove Village Condos

Rivergrove Village Condos

Just minutes from Ypsilanti and Ann Arbor, this beautifully maintained community offers attractive ranch and townhome condominiums. Conveniently located near the Detroit Metro Airport, Rivergrove Village provides tennis and racquetball courts, walking and biking trails and is close to Ford Lake parks, Frog Island as well as Historic Depot Town. For those who enjoy golf, there are five golf courses within minutes from the community.

Features/Amenities:

• Situated on 38 acres of woods
• 14+ acres of woodlands, wetlands and bike trails
• Van Buren Schools
• Low association fees
• Close to I-94 and I-275
• Children’s playground
• Garden view and walkout sites available
• Covered private entrance
• Two car attached garages
• Full basements

Some Models/Floor Plans Include:

The Rio
• 2653 Bluewater Street, Ypsilanti
• 2641 Ambassador Drive, Ypsilanti

The Ausable
• 2631 Bluewater Street, Ypsilanti
• 2633 Ambassador Drive, Ypsilanti
• 2310 Woodale Avenue, Ypsilanti

The Colorado
• 2318 Woodale Avenue, Ypsilanti

The Huron
• 2625 Ambassador Drive, Ypsilanti

Contact Andra Anteau for more information. Land Contracts are available to those who qualify.

Andra Anteau
Edward Surovell Realtors
Office: 734-761-6600
Cell: 734-276-3147

Title Insurance: An Overview

Title Insurance: An Overview

When purchasing a home or other Real Estate, you actually don’t receive the land itself. What you acquire is title to the property with the potential limits asserted by the rights and claims of other prior owners. Paying your money and receiving a deed does not assure you of “good” title. Title insurance plays a major role in making certain that your home ownership is free and clear of any rights or claims of prior owners.

Problems with title can limit your use and enjoyment of real estate, as well as bring financial loss. Title insurance protects you and your mortgage lender from potential risks associated with defects in title.

How much does Title Insurance Cost?

Unlike other kinds of insurance with annual premiums, title insurance has a one-time premium directly related to the value of your home. A standard policy protects you from past occurrences and insures you against loss arising from defects or hazards that may exist in the title up to the time of your purchase. However, maximum protection is obtained, including protection from certain occurrences, with our Enhanced Policy.

Hidden Title Hazards Can Cause Unpleasant Surprises

In spite of all expertise and dedication that go into a search and examination, hidden hazards can emerge after completion of a real estate purchase, causing an unpleasant and costly surprise. Some examples include:

• A forged deed that transfers no title to real estate
• Mistakes in public records
• Previously undisclosed heirs with claims against the property
• Instruments executed under expired or fabricated power of attorney

Owners could lose their homes or equity or delay a home sale without owner’s coverage. Your owner’s policy will protect you! If a claim arises, your title insurance company will defend against its consequences.

It’s Important to Know The Difference

Only Owner's Coverage will protect your investment

There are two basic kinds of title insurance:

Owner’s Coverage:
• Protects the home owner from potential financial loss
• Full coverage that lasts as long as you or your heirs have an interest in the property
• One premium based upon the purchase price

Lender’s Coverage:
• Insures that the lender has the first and best lien on your property
• Coverage decreases and eventually disappears as the loan is paid off
• One premium based upon amount of mortgage

Surovell Title is a leader in delivering consistently high quality, accurate work. We exceed industry standards and are in full compliance with all regulatory agencies. At Surovell Title, we use the latest technological tools to transfer information and provide efficiency. At the core of our business is Customer Service. Our customers and their needs are most important to us, and we consistently strive to exceed all customer expectations.

Happy 4th of July - Local Fireworks and Events

HAPPY BIRTHDAY USA!

Generally regarded as America’s birthday the Fourth of July is one of the most entertaining – yet sober -- holidays we celebrate. The music and fireworks remind us WHY WE ARE CELEBRATING.

ON July 4, 1776, THE DECLARATION OF INDEPENDENCE was adopted by the Continental Congress as an official way to declare the United States’ independence from Great Britain. Every year in the United States, we still celebrate that independence with parades, festivals, barbecues, fireworks and picnics.

As Americans, we celebrate the freedoms we enjoy today because of all the brave souls who came before us who risked their lives and the many that paid with their lives in order that we may enjoy enduring freedom.

So go out and celebrate, but do so with reverence and remembrance. Here is a schedule and information about local firework displays:


Friday July 02, 2010 at dusk


Ypsilanti, MI
The Lake Shore Family Festival Fireworks
Over Ford Lake
Got a boat? Get out there!
Admission: See website
Discount tickets are available at many Ypsilanti area businesses.
Festival runs from July 1 - 4th, with Fireworks on TWO nights, Friday and Saturday.
Carnival, truck show, food - lots of events. See website for complete schedule for each day.
Phone: 734.482.2850
http://www.lakeshorecelebration.com/






Saturday July 3, 2010 at dusk



Dexter, MI
Hudson Mills Metropark Fireworks
8801 North Territorial Road
Admission: $5 Vehicle entry permit
Music from 7pm - 11pm - Fireworks at 10 p.m.
Located 20 minutes west of Ann Arbor
8801 North Territorial Road, Dexter
http://www.metroparks.com/


Manchester Fireworks Display
Carr Park / 600 W. Main St., Manchester
Located 30 minutes south west of Ann Arbor
Admission: Donations appreciated





Plymouth, MI
Ann Arbor Trail at McClumpha
Admission: Free

Phone: 734.453.3840
http://www.plymouthtwp.org/






Jackson, MI
Jackson Summer Celebration Fireworks Extravaganza
Cascade Falls Park
Admission: $5; 10 and under free
Entertainment by Karen Kidder and the Alibi Band
Phone: 734.788.4320
http://www.visitjacksonmi.com/



Sunday 7/4 at dusk


Willow Metropark
Fireworks at 10 p.m.
Located 25 minutes east of Ann Arbor at 17845 Savage Road, Belleville
Admission: $5 Vehicle entry permit





Whitmore Lake, MI
Admission: Free
Parades, attractions, bands, merchants, floats, tractors, Kiwanis Barbecue, fireworks











Compliments of:




Renee Badall, Realtor
Edward Surovell Realtors
Office: 734-761-6600
Mobile: 734-754-3221